Terms of Use

Last updated: August 2, 2026

These Terms of Use ("Terms") govern your access to and use of texastl.com (the "Site"), operated by Texas Total Loss ("we," "us," or "our"). By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

Our Services

Texas Total Loss provides independent vehicle appraisal and total loss claim review services in Texas. Content on this Site — including articles about the appraisal clause, Senate Bill 458, Chapter 1813 of the Texas Insurance Code, and vehicle valuation — is provided for general informational purposes only.

Not Legal, Insurance, or Financial Advice

We are independent appraisers, not a law firm or insurance company. Nothing on this Site constitutes legal, insurance, tax, or financial advice, and no attorney-client or fiduciary relationship is created by using the Site or submitting a form. For legal advice about your claim, consult a licensed Texas attorney.

No Guarantee of Outcome

Every claim is different. Past results, examples, and estimates described on this Site do not guarantee any particular valuation, settlement, or outcome in your case.

Submitting Information

When you submit information through our forms, you represent that it is accurate and that you have the right to share it. Submitting a form is an inquiry only; it does not create a contract for services. Any engagement for appraisal services is governed by a separate written agreement.

Acceptable Use

  • Do not use the Site for any unlawful purpose.
  • Do not attempt to interfere with the Site's operation or security.
  • Do not submit false, misleading, or malicious content through our forms.
  • Do not scrape, copy, or republish Site content at scale without permission.

Intellectual Property

The Site and its content — text, articles, graphics, and logos — are owned by Texas Total Loss or its licensors and are protected by copyright and other laws. You may view, print, and share individual pages for personal, non-commercial use with attribution. All other rights are reserved.

Third-Party Links

The Site may link to third-party websites, including official Texas government resources. We are not responsible for the content or practices of those sites.

Disclaimer of Warranties

The Site is provided "as is" and "as available" without warranties of any kind, express or implied, including accuracy, completeness, or fitness for a particular purpose. Laws and regulations change; content may not reflect the most current legal developments.

Limitation of Liability

To the fullest extent permitted by law, Texas Total Loss will not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Site or reliance on its content.

Governing Law

These Terms are governed by the laws of the State of Texas, without regard to conflict of law principles. Any dispute arising from these Terms or the Site shall be brought in the state or federal courts located in Texas.

Changes to These Terms

We may revise these Terms at any time by updating this page. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

Contact

Questions about these Terms? Email dv@texasautoclaims.com or use our contact form.

Texas Total Loss

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Independence Notice

TexasTL.com is an independent business. It is not affiliated with, operated by, or endorsed by the Texas Department of Insurance or another Texas government agency.

Educational & Service Information

TexasTL.com provides general educational and service information, not legal advice. Appraisal rights, procedures, and deadlines depend on the insurance policy, claim circumstances, policy dates, and applicable law. Review your policy and consult a qualified Texas professional when necessary.
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