Website Disclaimer
Last updated: August 2, 2026
General Information Only
The content on texastl.com — including articles about total loss claims, the appraisal clause, Senate Bill 458, Chapter 1813 of the Texas Insurance Code, actual cash value, and valuation reports — is provided for general informational and educational purposes only. It is not a substitute for professional advice about your specific situation.
Not Legal Advice
Texas Total Loss is an independent vehicle appraisal service. We are not a law firm, and we are not attorneys. Nothing on this website constitutes legal advice, and no attorney-client relationship is formed by reading this site or contacting us. If you need legal advice about your insurance claim, consult a licensed Texas attorney.
Not Insurance Advice
We are not an insurance company, agent, or adjuster acting on behalf of any insurer. Information about insurance policies, coverage, and claim procedures is general in nature. Your rights and obligations depend on the specific language of your policy and the facts of your claim.
Statutes and Regulations Change
Summaries of Texas law on this site — including Senate Bill 458 (effective September 1, 2025) and Chapter 1813 of the Insurance Code (applicable to personal auto policies delivered, issued for delivery, or renewed on or after January 1, 2026) — reflect our understanding at the time of writing. Laws, regulations, and their interpretations change. Always verify current law with official sources or a qualified professional.
No Guarantee of Results
Examples, case discussions, and value ranges on this site are illustrative only. Every vehicle, policy, and claim is different. We do not guarantee any particular appraisal result, settlement amount, or claim outcome.
Third-Party Content and Links
References to third-party valuation vendors, insurers, or government resources are for identification and information only and do not imply endorsement or affiliation. We are not responsible for the accuracy of third-party websites we link to.
Use at Your Own Risk
While we work to keep content accurate and current, we make no warranties about its completeness or reliability. Any action you take based on information on this website is at your own risk.
Questions
If you have questions about this disclaimer, email dv@texasautoclaims.com or use our contact form.